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Are you confused by:
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There are many myths in properties which may be the downfall of retail investors!
Myth #1: Great Location always means Great Profits
FACT - ENTRY PRICE is more important that location!
FACT - ENTRY PRICE is more important that location!
Scotts Square, Freehold, Orchard MRT
$4000 psf in 2008 Down -50%, now up ~ 10% at $3700 psf |
Centris, 99 yrs leasehold, Boonlay MRT
$500-600 psf in 2008 Up 100% now $1200 psf |
Assuming money is not an issue, in 2008 would you buy Scotts Square in prime Orchard Road or Centris in the absolute outskirt?
Myth #2 - Freehold properties is more expensive therefore more profitable than 99 years leasehold
FACT - Let's take a look at the URA charts and data and compare.. Click here to learn more..
Myth #3 - HDB is cheap, hence it is the highest ROI investment . After all, I can use CPF to fully pay HDB and live there forever.
FACT - HDB is the cheapest but it is not the investment with the best returns. There are many variables to think about. Click here to learn more..
Myth #4 - Oversupply of units! SO many new launches!
FACT - There is undersupply.. That is why developer are buying land.. Yep! Contact me to know more..
FACT - Let's take a look at the URA charts and data and compare.. Click here to learn more..
Myth #3 - HDB is cheap, hence it is the highest ROI investment . After all, I can use CPF to fully pay HDB and live there forever.
FACT - HDB is the cheapest but it is not the investment with the best returns. There are many variables to think about. Click here to learn more..
Myth #4 - Oversupply of units! SO many new launches!
FACT - There is undersupply.. That is why developer are buying land.. Yep! Contact me to know more..
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Still confused?
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Is NOW the right time to Invest in Singapore properties?
En Bloc Fever. Condo launches selling well. New Cooling Measures.The start of bullish property market.
These buzzwords are spreading everywhere. You probably might be wondering how you can ride on the wave, how you can profit from it, which properties to buy, which you can afford, which ones will maximize your returns, when to exit etc.
Of course, anyone can just look at local property listings and websites online. And then get confused. There are so many variables and nuances in buying a property. 99 vs Freehold, Condo vs HDB vs Landed, Location vs MRT, Resale vs New Launch....Too many! Cos these questions require deep thought, foresight planning and professional guidance. And we are here to help.
We guide our clients to help make the best decisions. We have access to developers' VVIP launches, privileged information, financial options from banks and many more! Some privileged information we can only share with you when we meet and not to be published here on website. Schedule an appointment with us so that we can guide you through.
These buzzwords are spreading everywhere. You probably might be wondering how you can ride on the wave, how you can profit from it, which properties to buy, which you can afford, which ones will maximize your returns, when to exit etc.
Of course, anyone can just look at local property listings and websites online. And then get confused. There are so many variables and nuances in buying a property. 99 vs Freehold, Condo vs HDB vs Landed, Location vs MRT, Resale vs New Launch....Too many! Cos these questions require deep thought, foresight planning and professional guidance. And we are here to help.
We guide our clients to help make the best decisions. We have access to developers' VVIP launches, privileged information, financial options from banks and many more! Some privileged information we can only share with you when we meet and not to be published here on website. Schedule an appointment with us so that we can guide you through.
4 Reasons why people are investing Singapore Properties
1. En bloc fever and more en bloc sales
There are over 40 condominiums/apartments sold in en bloc sales in 2017 - March 2018 with total value of $13 billion and many more in the pipeline. About 3000 household uits will start to get their money to their bank account (in cheque) by the second half of 2018 and will flood the property market with cash. They may not just buy 1 unit for their own stay only. They can afford to buy 1 for themselves and another on loan to rent out and get rental income.
There is only one way the property prices are going. Up!
There are over 40 condominiums/apartments sold in en bloc sales in 2017 - March 2018 with total value of $13 billion and many more in the pipeline. About 3000 household uits will start to get their money to their bank account (in cheque) by the second half of 2018 and will flood the property market with cash. They may not just buy 1 unit for their own stay only. They can afford to buy 1 for themselves and another on loan to rent out and get rental income.
There is only one way the property prices are going. Up!
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2. Undersupply of units,.. yes really!
Demand (Take-up) > Supply (Launches) since 2017. The upcoming new launches from 2018-2021 are not enough to meet demands. Furthermore the steady influx of immigration numbers into Singapore adds to the demand. On the supply side, the new enbloc properties will be coming to the market earliest in 2022 only. Too late to meet up with the demand. As demand is more than supply, this is a fundamental reason why prices are going up. That is why developers are bidding aggressively on en bloc apartments and Government Land Sales (GLS).
Demand (Take-up) > Supply (Launches) since 2017. The upcoming new launches from 2018-2021 are not enough to meet demands. Furthermore the steady influx of immigration numbers into Singapore adds to the demand. On the supply side, the new enbloc properties will be coming to the market earliest in 2022 only. Too late to meet up with the demand. As demand is more than supply, this is a fundamental reason why prices are going up. That is why developers are bidding aggressively on en bloc apartments and Government Land Sales (GLS).
3. Property prices index on uptrend
Based on the reasons above, market sentiment is positive and it has translated to real upward transaction values. Not only that, there is high demand of units. New property launches are being snapped up fast. The positive news encourage more and more people to enter the market and it fuels the price up and up. This creates an upward momentum. Act now before you miss the wave or more stricter cooling measures are implemented which could price you out or impede you from getting your choice units.
Based on the reasons above, market sentiment is positive and it has translated to real upward transaction values. Not only that, there is high demand of units. New property launches are being snapped up fast. The positive news encourage more and more people to enter the market and it fuels the price up and up. This creates an upward momentum. Act now before you miss the wave or more stricter cooling measures are implemented which could price you out or impede you from getting your choice units.
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4. Spot Opportunity through the Cooling Measures
The cooling measures are ways for the government to ensure sustainable increase in home prices.. yes an increase.. After all, a depressed or declining home prices will spell disaster for the economy. Learn how you can leverage on the cooling measures and even potentially profit. Contact me now for more details.
The cooling measures are ways for the government to ensure sustainable increase in home prices.. yes an increase.. After all, a depressed or declining home prices will spell disaster for the economy. Learn how you can leverage on the cooling measures and even potentially profit. Contact me now for more details.
Why Property Investment remains popular in Singapore?
1. Property cannot be priced at $0.
Most properties in Singapore has a leasehold of 99 years, 999 years or freehold, more than enough for generations. This is unlike other investment vehicles such as stocks which are dependent on the business performance and may go bankrupt anytime. Hence many deem property investment to be a safe haven.
2. Huge returns using leverage in property
You can pay for a property using just 20% downpayment and service the rest of the mortgage using bank loan. To calculate the return on investment, the capital gain should not be divided by the original property price, but by the amount of money actually spent so far. For example, if you have a $1 million property and 2 years later it goes up to $1.2 million, your return on investment is not only 20%, but almost 100% considering you only paid $200,000 downpayment and the mortgage for 2 years. And you will get rental income. The rental income may cover the mortgate and taxes to be positive cashflow on monthly basis.
3. Land Scarce Singapore - Property Uptrend
When 4 of 10 Forbes Richest in Singapore in 2017 get their fortunes from properties, is it no wonder that property investment in Singapore seems like a sure bet? With potentially 6.9 million residents expected to populate Singapore by 2030, the demand for land will never diminish. It seems likely that the value of private properties will never be zero in Singapore even for leasehold properties of 99 years as the older properties will likely be taken up by developers through enbloc sales.
Most properties in Singapore has a leasehold of 99 years, 999 years or freehold, more than enough for generations. This is unlike other investment vehicles such as stocks which are dependent on the business performance and may go bankrupt anytime. Hence many deem property investment to be a safe haven.
2. Huge returns using leverage in property
You can pay for a property using just 20% downpayment and service the rest of the mortgage using bank loan. To calculate the return on investment, the capital gain should not be divided by the original property price, but by the amount of money actually spent so far. For example, if you have a $1 million property and 2 years later it goes up to $1.2 million, your return on investment is not only 20%, but almost 100% considering you only paid $200,000 downpayment and the mortgage for 2 years. And you will get rental income. The rental income may cover the mortgate and taxes to be positive cashflow on monthly basis.
3. Land Scarce Singapore - Property Uptrend
When 4 of 10 Forbes Richest in Singapore in 2017 get their fortunes from properties, is it no wonder that property investment in Singapore seems like a sure bet? With potentially 6.9 million residents expected to populate Singapore by 2030, the demand for land will never diminish. It seems likely that the value of private properties will never be zero in Singapore even for leasehold properties of 99 years as the older properties will likely be taken up by developers through enbloc sales.
Growing Assets, Building Legacies
It is never too early or too late to make your asset progression plans. Whether you are a young individual looking to buy your first property or a retiree who wants to safeguard your grandchildren's future through property, we are here to guide you.
We sincerely wish to see you grow your assets. We are happy when you are secure. We get personal satisfaction in helping many of our clients realise their dreams of owning their first, second and subsequent properties. Join our VVIP list now to get more information. |
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Lusiana Tjahyono
Official Developer Representative
Graduated Summa Cum Laude & Dean's List (top 5%)
Double Degree Bachelor of Economics and Bachelor of Business Management from Singapore Management University (SMU). Awarded STB scholarship. Alumni of Raffles Junior College. Currently entrepreneur, property investor, developer reprentative and a mother of 2 boys. |
